Safe Online Shopping Tips For Late Christmas Shoppers

Because you are desperate for a gift you will not mind paying a little extra, but the price can be an expensive one to pay if you are not cautious when shopping online. Swindlers always bargain on the mistakes of their victims when they are under pressure. They want to strike when you are not paying attention to the finer details you normally pay attention too when you are not under pressure. The false sense of urgency in phishing attacks and advance fee fraud are examples of swindlers trying to force a victim to make a mistake while he/she is under pressure. With online shopping they bargain that you will not realise that their online shop is a fraud, that their products are fake or that they do not even possess these items. There are a couple of things to look out for when you do your shopping online, not only during the festive seasons, but each time when you transact online.

The very first thing you should do is to verify the legitimacy of the online shop. Make sure that their telephone number, physical address and postal address is valid. Make a phone call to the company and ask about their products. If you are shopping from a local online shop get into your car and visit their premises if possible, or ask a trustworthy person to verify their physical address for you. Write them a letter and request a product brochure. If the telephone number is valid, if you confirmed the physical address of their offices and if they reply to your letter, you will know how to get into touch with them should you have any queries after you made the purchase. If their web site does not supply a valid telephone number, postal and physical address, do not buy from them. If they want to sell products online they should make it easy for consumers to get in touch with them.

Make sure you read their privacy policy and terms of agreement. Read all the instructions and fine print carefully before clicking on the order and pay buttons. You want to make sure that you are familiar with all the procedures of the online shop before you bind yourself legally to a purchase contract. Make sure that you understand the way they calculate shipping and delivery costs, or any extra fees. If in doubt, request a quotation from their sales department. You do not want to get a surprise after you finalised the purchase. Find out if they have a refund policy. If they mess up your order or if you are not satisfied with their products, you want to be certain that you can get your money back.

Before you enter any personal and sensitive information, make sure that you enter this information on a secure web page with a valid SSL (Secure Socket Layer) certificate. You can verify this by looking for a little yellow padlock at the bottom of your browser window. If you double click on this padlock, you can see who issued the certificate and you can verify if the certificate is still valid. Ensure that the address in the address bar start with the letters “https”. If they do not provide SSL protection, find another online shop. Any serious and professional online shop will give their customers peace of mind by providing a safe and secure environment where they can collect all the information they need about their customers, without compromising the safety of this information. Never reply to any e-mail requesting financial information. E-mail is very insecure and is not suitable for sending sensitive information over the Internet. A legitimate online shop will have a web site with safety mechanisms in place, protecting your personal and financial information from hackers and swindlers.

Maintain a thorough paper trail. Print every confirmation page, quotation, receipt, order summary and e-mail you receive from the company and remember to set your browser to include the date and time on the printouts to make it easier to see when you printed these documents. Always pay by credit card or a system like PayPal. You should never send the seller any cash. If you pay by cash you leave no paper trail and that makes it impossible to trace the payment or to prove that you already paid for the products. Leaving a proper paper trail makes it possible to trace the transaction back to the seller of the product.

There are many other things you can do stay safe while doing your shopping online. One of the safest ways to follow is to stick with well-known online shops like Amazon. Unfortunately Amazon does not cater for the needs of everyone and you may often find it necessary to buy from other online shops when you are looking for something specific. This is when tips like these come in very handy.

Home Business Ideas – 10 Online Business Ideas

Home business ideas are becoming more and more popular with every passing day. One of the main reasons of this is the recent economic downturn. In the recessionary phase, people have lost their job at the drop of the hat. Employees were handed pink slip at no fault of theirs. In fact, the business houses have also suffered loss and the first means by which they are able to minimize their loss making is through the layoff of labor. Thus, people are coming to the realization that home businesses are more secured than the jobs.

Another reason due to which people are looking towards home business ideas is the monotonous progression of work and 9 to 5 job timing. Thus, home businesses have become the order of the day.

There are many home business ideas and some of them are:

1. Online business ideas are the most popular ones in the home business domain. Some of these internet business ideas include educational training over the internet. Now, a person can learn something by appointing online trainers from whom they can get training on a particular subject(s).

2. Another burgeoning area of home business is online researching. From the advent of internet, the companies are appointing researchers for doing research on the designated topic or subject (mostly technical in nature). These online researching businesses are the information hubs from where a company or individual acquire information for future action.

3. A very popular concept among home business ideas include “Affiliate Marketing”. According to this concept, a website pays another website for diverting its visitors to the former for buying a product / service. It’s a unique marketing style where a company pays its affiliates only when the visitors from the affiliate site buys the concerned good or service.

4. Other home business ideas include technical writing. In technical writing, a person needs to write the document or technical data in a synchronized and ordered manner. Some of the works involved with it are creation of technical documents, its updation on a regular basis, their maintenance, development of online help, proper designing and many more.

5. Website development and designing business has grown rapidly in the last one decade. The importance of ecommerce has grown manifold in the last one decade. That is why businesses all over the world have started to make a business for making their online presence. Some of the specialized areas of this business include development of website by the programmers, coding, business oriented designing, content development, configuration of web server and many more.

6. Businesses are expanding their reach by going online. Now a day, you will find that medical claims billing are done online. These, require work from home professionals. Thus, this business has an expanding market.

7. Are you a medical qualified professional? If yes, then medical transcription business is the best home business option for you.

8. Are you a legal expert? If yes, then starting a legal business online is the right one for you.

9. Consultation over internet has burgeoned in the last few years. Consultation can be given in any possible arena and some of them are finance, specific industry, marketing and many more.

10. Do you have any special business skill? If yes, then one of the home business ideas may be “Business Coaching”.

Easy Ways to Make Money Online – With No Starting Capital!

Do you remember how it was like to set up your own business during the pre-internet times? Business and entrepreneurship books are full of advices on where to find the proper funding needed in setting up a business. Easy ways to make money online was still non-existent back then. But, the good news is that now that the internet is here, you can now make money online without any capital at all!

But, beware though, because not all seemingly compassionate and generous companies legally operate online. And the best way to weed out the illegal companies that do not pay at all is to get yourself acquainted with government agencies that regulate internet jobs. Searching for jobs on the internet will also lead you to the reputable websites that will pay for your skills and contributions.

Online Surveys

One type of online business opportunity available in the internet now is that of answering online surveys. Websites such as ePoll, Survey Savvy, Project Payday, and Fusion Cash are among the more reputable websites offering paid data entry and survey home-based jobs. The rate for this job can be anywhere between a dollar to as high as $20.

Answering online surveys may also be paid in kind, that is being paid with gift cards or meal stubs by the company. This is especially beneficial if the survey company is associated with a restaurant. By giving you meal stubs or gift cards, you get to sample their products and offerings for free and they are also able to promote their products not only to you but to your companions in the dinner or to whomever you might want to tell the story to. Isn’t that another easy way to make money online?

Product Testing

It sounds like an exciting job, and it really is! Just look at the vast spectrum of products you will be able to test drive even before Angelina Jolie gets her advanced order. But not all product testing companies are manufacturing youth creams or designer clothes. Sometimes, product testers are hired for the least glamorous products that must be tried for the sake of testing it. Underarm whitening creams are tested on these people first right before they are marketed. If it works on you then it will probably work on other people, too. If something bad happens then you bet the product would have to be improved.

Playing Online Games

Most online games, like how the usual products are tested before being launched in the market, must first be tested by the so-called games test drivers. The gaming engineers will have to troubleshoot any glitch that arises while the game is being played. And of course, the best person to try this new game is someone who is not involved in the engineering process. The third party must have genuine impartiality towards the game and the creators.

So there you have it, easy ways to make money online that will earn for you a couple of bucks. And the best thing about this is that you are able to earn without going outside your home.